B2B cross-border payment infrastructure

Cross-border payment infrastructure for high-friction markets.

Xenta helps fintech platforms, exporters, and treasury teams move capital across LATAM-linked corridors with transparent FX, compliance-native workflows, and settlement measured in minutes.

Move capital. Without friction.

$1B+ processed 50+ B2B clients 14× TPV growth $80K+ avg ticket 24/7 operations

As of May 2026, self-reported.

$1B+
Volume processed
50+
Active B2B clients
14×
TPV growth · 10 mo
$80K+
Avg B2B ticket
24/7
Operations
Product

Settlement, FX, and compliance in one operating layer.

Built for teams where cross-border delays, opaque pricing, and fragmented workflows directly affect working capital.

Faster settlement

Move funds in minutes across selected corridors where timing matters more than batch cycles.

Transparent FX

Clearer pricing, tighter execution visibility, and a fee structure your treasury team can reconcile.

Compliance-native workflows

Verification and transaction control are part of the process — not bolted on after the fact.

Trust & governance

Built for controlled execution.

Xenta is designed for teams moving real capital in environments where delay, ambiguity, and workflow risk are expensive.

KYB before movement

Business verification and transaction context reviewed before capital moves.

Corridor-specific execution

Built around local banking, FX, and settlement realities in each market we operate.

Auditable transaction trail

Every quote, instruction, status change, and settlement event is traceable end-to-end.

Operator support for high-value flows

Human escalation for transactions where failure is operationally and commercially expensive.

Use cases

Built for the flows that move real money.

Three operator categories where Xenta replaces correspondent-bank lag, opaque FX, and patchwork compliance with a single execution layer.

Exporter settlement

Receive and convert cross-border proceeds with clearer timing, FX visibility, and transaction traceability. Typical flow: USD inbound, COP/MXN/BRL settled to operating account.

Fintech payout corridors

Add LATAM-linked payment flows without rebuilding compliance, treasury, and settlement operations from scratch. Plug in via portal or API.

Commodity trade flows

Move high-value B2B payments where documentation, counterparty checks, and settlement timing all matter. Average ticket: $80K+.

How it works

Simple workflow. Serious execution.

Three steps from onboarding to reconciliation. Built for B2B operators, not retail wallets.

Onboard and verify

Complete KYB and compliance review through a workflow built for B2B operators — not consumer onboarding.

Quote and instruct

Submit corridor, amount, and destination through portal or API. Receive a live executable quote with a transparent fee breakdown.

Settle and reconcile

Execute with full transaction visibility, status tracking, and faster downstream settlement.

Markets & corridors

Designed for real-world corridors.

Built for businesses moving capital across LATAM-linked and other high-friction environments where visibility, timing, and execution quality matter.

USD ↔ MXN USD ↔ COP USD ↔ BRL USD ↔ ARS LATAM trade flows Treasury movement Export settlement

Additional markets reviewed based on operational fit. Ask about a corridor →

Insights

Field notes on cross-border infrastructure.

Operator-grade analysis on LATAM corridors, stablecoin settlement, FX execution, and compliance. Published on Substack — read free, no signup. New articles auto-sync here.

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Frequently asked

Questions, answered.

What is Xenta?

Xenta is a B2B cross-border payment infrastructure provider operating in LATAM-linked and high-friction markets. Xenta moves capital between currencies and jurisdictions with settlement measured in minutes, transparent FX, and compliance-native workflows.

Who is Xenta for?

Xenta is designed for fintech platforms, exporters, commodity operators, and corporate treasury teams.

Is Xenta a crypto company?

No. Xenta is B2B cross-border payment infrastructure for qualified business operators. Xenta uses modern settlement infrastructure, including stablecoin settlement workflows in selected corridors, but is not a retail crypto wallet, exchange, or token product. Customers interact with Xenta through corridor workflows, compliance review, and transaction visibility — not crypto trading.

How does Xenta compare to SWIFT, Wise, and Stripe Treasury?

SWIFT routes messages between correspondent banks, with settlement typically taking 1–5 business days. Wise and Stripe Treasury are oriented toward consumer and SMB flows in major-currency corridors. Xenta is purpose-built for B2B operators moving capital across LATAM-linked and high-friction corridors, with settlement in minutes and verification built into the workflow.

Which markets does Xenta support?

Xenta operates USD ↔ MXN, USD ↔ COP, USD ↔ BRL, and LATAM ↔ Asia trade flows. Additional corridors are reviewed based on use case and operational fit.

Is Xenta regulated?

Xenta operates through licensed and registered entities in the jurisdictions it serves, including AML/CFT registration with UIAF in Colombia. Specific licensing scope is reviewed during onboarding.

What is Xenta's pricing model?

Xenta charges a transparent take rate per corridor with quoted FX. No hidden spreads. Pricing is reviewed against the customer's flow profile during onboarding.

What is the typical transaction size?

Average B2B ticket on Xenta is $80,000+. Xenta is built for flows where settlement timing, FX visibility, and compliance traceability materially affect outcomes.

How fast is settlement?

Settlement timing depends on corridor and workflow. Example flows on the site show settlement measured in minutes, not days.

How does onboarding work?

Xenta uses a compliance-native onboarding workflow with business verification and transaction review built into the process. KYB and compliance review typically completes within days for well-prepared B2B operators.

Is Xenta self-serve?

No. Xenta operates a Contact Us model for qualified conversations and implementation review.

How does Xenta help exporters?

Exporters use Xenta to receive USD revenue from foreign buyers and convert it into local operating currency (COP, MXN, BRL) with transparent FX and same-day or next-day settlement. Xenta handles the cross-border leg, FX execution, and AML/KYT review in one workflow — replacing the multi-step correspondent-bank chain that typically takes 3–5 business days.

How does Xenta help fintech platforms?

Fintech platforms (payouts, neobanks, payment processors) use Xenta as a settlement layer to move USD into LATAM operating accounts on behalf of their end customers. Xenta exposes corridor pricing, KYB/KYT controls, and transaction visibility through a single relationship — avoiding the need to manage multiple correspondent banks and stablecoin partners directly.

What is a LATAM-linked payment corridor?

A LATAM-linked payment corridor is a defined route for moving value into or out of a Latin American jurisdiction — for example USD↔COP (US to Colombia), USD↔MXN, or USD↔BRL. Each corridor has its own regulatory framework, settlement rails, FX dynamics, and compliance requirements. Xenta operationalizes selected corridors as productized workflows rather than ad-hoc bank wires.

How does Xenta use stablecoin settlement?

In corridors where regulators permit and counterparties are qualified, Xenta uses USD-pegged stablecoins as a settlement primitive — a way to move value between jurisdictions in minutes instead of days. This is an infrastructure choice, not a customer-facing product: Xenta clients see corridor workflows, FX quotes, and traditional fiat-denominated reporting. They do not hold, trade, or custody crypto.

Is Xenta available for consumer remittances?

No. Xenta is purpose-built for B2B flows — fintech platforms, exporters, commodity operators, corporate treasury. Average ticket size is $80,000+. For consumer remittances, services like Wise, Remitly, or Western Union are the right fit.

Map your corridor with Xenta.

Tell us your corridor, average ticket, and settlement pain point. We'll show you exactly where Xenta fits — and where it doesn't.

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